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SSDI Check for January 2023: Is Your COLA Increase Coming Today?

Now that 2024 is here, Social Security Disability Insurance recipients will get their cost of living adjustment this month.

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Katie Teague
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Find out when your January SSDI check will arrive.

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Now that 2024 has arrived, Social Security Disability Insurance beneficiaries will start getting their cost of living adjustment increase with their January payments. For some, checks will begin arriving today via direct deposit, while others will receive their money throughout the month. Whether your payment comes with this round depends on when you started receiving SSDI, as well as your birthday. 

Below, we've listed the dates for when your SSDI money could arrive. Note that SSDI is paid the same day as Social Security payments. For more, here's what we know about the COLA increase coming in 2024. Looking for your Supplemental Security Income payment? That payment should have arrived on Dec. 29.

Payment schedule if you've received SSDI since 1997 or earlier

If you've been an SSDI recipient since May 1997 or before, your payment should arrive on the third day of every month.

There are exceptions. If the third day of the month falls on a weekend or holiday, you'll get your payment on the nearest business day. For example, Dec. 3 fell on a Sunday, so beneficiaries received their payments Friday, Dec. 1.

Stimulus money payments

When your check arrives depends on your birth date and the year you started receiving SSDI money.

 James Martin/CNET

Schedule for everyone else depends on their birthday

Payments for those who haven't been receiving SSDI since 1997 or before follow the same schedule as Social Security. Here's how it works:

  • If your birthday falls between the first and 10th of the month, your payment will be sent on the second Wednesday of the month.
  • If your birthday falls between the 11th and 20th of the month, your payment will be sent on the third Wednesday of the month.
  • If your birthday falls between the 21st and 31st of the month, your payment will be sent on the fourth Wednesday of the month.

When you'll get your SSDI COLA increase in January

Here's when your payment should arrive:

Jan. 3: Payment for those who have received SSDI since before May 1997.

Jan. 10: SSDI payment for those with birthdays falling between the first and 10th of any given month.

Jan. 17: SSDI payment for those with birthdays falling between the 11th and 20th of any given month.

Jan. 24: SSDI payment for those with birthdays falling between the 21st and 31st of any given month.

For more, here's how to get in touch with the Social Security Administration to resolve any questions or issues with your Social Security payments.